Sized to your real earnings and goals, from a single track to a full catalog.
Music royalty
advances
Capital now, and you keep 100% of your music. A royalty advance is a lump sum against your future royalties, recouped over time from a share of those royalties. No sale, no equity, no fixed monthly payment. For limbo/ artists and labels.
Capital to grow,
without giving
anything up
An advance turns earnings you would collect slowly, over years, into capital you can use now, while you stay the owner of everything.
Your music stays yours
Not a sale, not equity. You keep your masters and publishing and all the upside. If a track takes off after the advance, that growth is yours.
No fixed payment, no debt
Repaid only from a share of your royalties. If they come in slower, recoupment takes longer. No monthly bill, no collateral, no personal liability.
Invest in your career
Fund recordings, a tour, marketing, a release rollout, or your label's next signings, on your own terms, without diluting equity or signing to a major.
A fairer, faster offer
Because we already distribute and account for your catalog, the offer is built on real, current numbers, not a projection from a statement you email to a stranger.
Structured around
your catalog,
not a template
There is no generic advance because there is no generic artist. Every deal is built from your actual earnings and what you are trying to do with the money.
The share of royalties used to pay it back is set per deal, balanced so it fits your cash flow.
How long, and what is included (masters, publishing, or both), shaped to your situation.
Clear and agreed up front. You see exactly what you receive and what you repay before signing.
An advance is not free money: during recoupment you receive less of your royalties, and you repay more than you received, that is the cost of getting the capital early. If a clean sale or a smaller advance is the better call for you, we will say so. Compare both on the limbo/Funding page, or read what it means to sell your catalog.
An advance from your
distributor, not a
pure lender
Royalty advances are exclusive to limbo/ distribution clients, and that is the point: we fund on data we already manage with you, independent and founder-owned, with no incentive to trap you in a bad deal.
No credit check, no guessing. We build the offer from the royalties we already collect and account for, so the decision is quick and grounded.
We make money when your catalog performs, not by locking you into terms you would regret. We will point you to a smaller advance, or to no deal, when that is honest.
The advance sits on top of the infrastructure that already runs your catalog: API, white-label, independent royalties and real humans.
Royalty advances,
in plain terms
What is a music royalty advance?
Capital today against your future royalties. You receive a lump sum now, and it is recouped over time from a share of your royalties. You keep 100% ownership of your masters and publishing: an advance is not a sale and not equity.
Do I keep ownership of my music?
Yes, fully. You keep your masters and your publishing. The advance is repaid from your royalty income, not by transferring any rights. Once it is recouped, your full royalties revert to you.
How much can I get, and what does it cost?
There is no rate card, because there is no generic deal. The amount, the share of royalties used to recoup, the term and the cost are structured per deal, based on your actual earnings and what you need. You see every number before you sign. Honest part: an advance is recouped from your future royalties, so you receive less of them during recoupment and repay more than you received. That is the cost of getting the money early.
Is it a loan? What if my royalties slow down?
It is not a traditional loan: there is no fixed monthly payment and no personal debt. Repayment is tied to your royalties, so if they come in slower, the recoupment simply takes longer. The risk is shared.
Who can apply?
Royalty advances are exclusive to limbo/ distribution clients. Because we already distribute and account for your catalog, we can build the offer on real, current data we both can see, which means a fairer and faster decision than a black-box underwriter working from a statement you email in.
Should I take an advance or sell my catalog?
An advance keeps your music and its upside; a sale gives you a larger, certain sum but transfers ownership. We will tell you which fits, and recommend the smaller deal when it is the right one. See the advance vs sale comparison.
Capital now,
keep your music
Tell us your catalog and what you want to fund. We will build an advance around your real numbers, show you every term, and tell you honestly whether an advance or a sale fits better.
This is general information, not tax, legal, or financial advice. An advance is recouped from your future royalties. Terms are deal-specific. Consult a qualified professional.